What can you say about someone who doesn't understand that when you do something wrong, you should apologize for it?
Any rational person should understand that when you bump into someone, even if by accident, you should apologize. It is obvious if you have any inkling of what it means to be polite, civil, or hope to live in harmony with other similar people.
If you cannot comprehend this basic principle of politeness and civility, you would be completely incapable of handling much more delicate issues which occur in international diplomacy.
Thus we see that Newt Gingrich and Rick Santorum have declared themselves incapable of representing the United States in front of the rest of the world.
28 February 2012
23 February 2012
The language of hope
I've heard a lot of people talk about how we need more hope to overcome the challenges we face today. But then I heard this and it made something click:
What sorts of stories are being told today? Compare the cyberpunk of today with the classic sci-fi of the previous generation. Star Trek was full of hope for the future. Terminator and The Matrix paint a very bleak future. The stories this generation is being told and the stories it is telling are full of desperation, and soon, revolution.
If we can change the direction we are going, it will have to start with re-telling our own stories in manner which re-writes a hopeful future, because the stories we are telling today are writing the future we will see tomorrow.
"These revolutions, the unrest, the protests, I think, will go on, because it is about a generation that doesn’t know what the story is anymore. What is the story about how my life is going to get better?" (Paul Mason)The language of hope is spoken through stories!
What sorts of stories are being told today? Compare the cyberpunk of today with the classic sci-fi of the previous generation. Star Trek was full of hope for the future. Terminator and The Matrix paint a very bleak future. The stories this generation is being told and the stories it is telling are full of desperation, and soon, revolution.
If we can change the direction we are going, it will have to start with re-telling our own stories in manner which re-writes a hopeful future, because the stories we are telling today are writing the future we will see tomorrow.
03 February 2012
Co-pays are "Evil"
A simple analysis of supply and demand shows how the health insurance copay system warps the economy and allows prices to spiral out of control.
When the patient (or buyer, represented by the demand curve) pays a flat rate, the quantity he demands can increase without limit because he pays the same amount no matter what he demands.
Likewise, the pharmaceutical companies (or sellers, represented by the supply curve) can charge any price without concerning the buyer with that detail, they can charge practically any amount, and will happily do so.
The only reason the buyers and sellers can trade at all in this system is because the insurance company steps in to pay the difference. This means the insurance companies are the only ones with any incentive to control costs, but as long as they can keep raising premiums, their incentive is not that large.
They also get a lot of the criticism because the rising insurance premiums are the only effect the buyers see. But that effect is so far removed by the broken system from their own consumption choices, that they fail to see the connection.
A good real world example of this happened when a friend of mine was about to lose insurance for her son, so she actually asked how much his prescription acne medication costs. The answer was $900, which was even a shock to the pharmacist! Such an over-inflated price for a trivial medication can only happen when none of the actors on the buying side (patient, doctor, pharmacist, etc.) are paying any attention to the actual cost at all.
The solution is easy. Instead of a flat co-pay, patients should pay a percentage of the cost of health care. Even if it were a small percentage like 10% or even less, the consumer would be directly exposed to the actual costs of medications. It is not likely that anyone would be willing to pay $90 for an acne medication, and most people would be discussing alternate medications with their doctors in order to save a few bucks.
When the patient (or buyer, represented by the demand curve) pays a flat rate, the quantity he demands can increase without limit because he pays the same amount no matter what he demands.
Likewise, the pharmaceutical companies (or sellers, represented by the supply curve) can charge any price without concerning the buyer with that detail, they can charge practically any amount, and will happily do so.
The only reason the buyers and sellers can trade at all in this system is because the insurance company steps in to pay the difference. This means the insurance companies are the only ones with any incentive to control costs, but as long as they can keep raising premiums, their incentive is not that large.
They also get a lot of the criticism because the rising insurance premiums are the only effect the buyers see. But that effect is so far removed by the broken system from their own consumption choices, that they fail to see the connection.
A good real world example of this happened when a friend of mine was about to lose insurance for her son, so she actually asked how much his prescription acne medication costs. The answer was $900, which was even a shock to the pharmacist! Such an over-inflated price for a trivial medication can only happen when none of the actors on the buying side (patient, doctor, pharmacist, etc.) are paying any attention to the actual cost at all.
The solution is easy. Instead of a flat co-pay, patients should pay a percentage of the cost of health care. Even if it were a small percentage like 10% or even less, the consumer would be directly exposed to the actual costs of medications. It is not likely that anyone would be willing to pay $90 for an acne medication, and most people would be discussing alternate medications with their doctors in order to save a few bucks.
16 January 2012
MLK Day
I often hear conservatives cast
negative aspersions on the characters of certain famous men. Men who
are held in respect by the opposition, the liberals, or the majority.
You've probably heard such things yourselves from time to time, but
I'm not here to repeat them. I'm here to ask a simple pointed
question. “What's the point?”
What's the point of questioning these
men's character? They're already dead. If we drag their corpses
through the mud, is it going to change the judgment they receive on
high? Is it going to change the deeds they committed on earth? No,
it is too late to harm them. The only thing it can possibly change
is what we ourselves think about their message.
You see, I have the impression that we
are still trying to kill the messenger, even though the messenger is
already dead. Why would we do that? Do we expect everyone who tells
us about the beam in our eyes to be perfect? That's only happened
once, and it's not going to happen again, at least until it's too
late.
If it is a false message, there is no
reason to be concerned. The messenger will be discredited by the
message itself, if it is untrue. “Let fools rave, that all may
hear, and know them to be mad.”
If the message is not addressed to us,
there is no reason to be concerned. We can leave the envelope
ignored, unopened, returned to sender. Someone's else mail is not to
be our concern. And if we are mistaken, the sender will surely try
again.
If it is a true message for us, we
cannot silence the message by killing or discrediting the messenger.
We cannot even silence the message by ignoring it. If we ignore the
message when it is delivered by our own conscience, the message will
be sent again. If we ignore the message when delivered by the humble
preacher of peace, the message will be sent again. If we ignore the
message when it is delivered by a senator or president, the message
will be sent again. If we ignore the message when it is delivered by
crowds of angry protesters, the message will be sent again. If we
ignore the message when it is delivered by mobs of rioting looters,
the message will be sent again. If we ignore the message when it is
delivered by well-armed terrorists, the message will be sent again.
If we ignore the message when the economy collapses, when the war is
brought to the homeland, when it is delivered the voice of thunder
and famine, still the message will be delivered. When we stand at
the last day, and the message is delivered by the Prince of Peace
himself, he will have all the messengers he has sent to us there with
him to stand as witnesses against us.
It is not for us to judge the
messengers. When we discuss the private lives and personal grooming
habits of the messenger, it is merely a distraction from the message
itself. Our part is to judge the message. If there is good in the
message we should point it out, and do it. If there is error in the
message we can also point it out and be edified by the discussion.
We should never disregard a message because of its envelope and we
should never give credit to a message because the deliverer was able
to hire an expert speech-writer.
We can only judge the value of the
message based on the content of the message itself, and that cannot
happen until we stop discussing the messenger, and start reading and
discussing the message.
06 January 2012
Corporations are People
"Corporations are People." At least, that's what Mitt Romney says.
What kind of people are they?
What kind of people are they?
- They are people who should pay less taxes (25% instead of 35%, according to Mitt).
- They are people who can deduct 100% of their expenses.
- They are people who enjoy limited liability for whatever they do.
- They are people who pay no death tax, because they are immortal.
- Some Republican candidates even believe they should pay no taxes if they establish overseas sweat shops (see point #12).
- A proposed tax holiday on repatriated corporate income (point #12 again) means corporations get amnesty for illegally immigrating income, but real people immigrating illegally do not.
- They can exercise their free speech in the form of unlimited campaign contributions.
06 December 2011
What are your Human Rights?
I hear all sorts of wild claims about "X is a human right". So I thought I would compile a list of these claims, ranked by google popularity.
These results are of course highly suspect, since google's first approximation and final count can vary to the point of having no relation to each other. For example, a search for "income is a human right" gives me an estimate of 144,000 results on the first page, and a final count of 25 (even including duplicates!) on the third page.
Among the things beating out "life" as a basic human right are internet access, abortion, and credit. A satellite dish is a more popular human right than liberty. Suicide ranks higher than survival. Even flying is a human right, despite the fact that humans are not birds.
(click the read more link to see the table)
These results are of course highly suspect, since google's first approximation and final count can vary to the point of having no relation to each other. For example, a search for "income is a human right" gives me an estimate of 144,000 results on the first page, and a final count of 25 (even including duplicates!) on the third page.
Among the things beating out "life" as a basic human right are internet access, abortion, and credit. A satellite dish is a more popular human right than liberty. Suicide ranks higher than survival. Even flying is a human right, despite the fact that humans are not birds.
(click the read more link to see the table)
17 November 2011
Régime change in one easy step
After all the trouble it took to overthrow régimes in Iraq, Afghanistan, Tunisia, Egypt, and Libya, now we have the leaders of Greece and Italy voluntarily and peacefully stepping down. It is truly amazing how much power there is in a bond's interest rate.
But what amazes me even more is how easily these changes in Greece and Italy could have been avoided, simply by not spending more than you earn! These two powerful leaders of western countries have been taken down by their own greed, rather than months of war or protests.
Could the same thing happen in America?
Italy has a debt-to-GDP ratio of 119% and Greece is at 145%. By comparison, the United States is at 63%, so we still have some breathing room at least.
But on the other hand Japan is at 200%. No one seems very concerned about that. Should we be watching for something to happen there soon?
But what amazes me even more is how easily these changes in Greece and Italy could have been avoided, simply by not spending more than you earn! These two powerful leaders of western countries have been taken down by their own greed, rather than months of war or protests.
Could the same thing happen in America?
Italy has a debt-to-GDP ratio of 119% and Greece is at 145%. By comparison, the United States is at 63%, so we still have some breathing room at least.
But on the other hand Japan is at 200%. No one seems very concerned about that. Should we be watching for something to happen there soon?
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